Sec Form 13D Filing - Banco Santander S.A. filing for Santander Consumer USA Holdings Inc. (SC) - 2020-06-10

Insider filing report for Changes in Beneficial Ownership

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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
 

SCHEDULE 13D

Under the Securities Exchange Act of 1934
(Amendment No. 7)*

 

Santander Consumer USA Holdings Inc.
(Name of Issuer)

Common Stock
(Title of Class of Securities)

80283M 101
(CUSIP Number)

Gerard A. Chamberlain
Santander Holdings USA, Inc.
75 State Street
Boston, Massachusetts 02109
(617) 346-7200
(Name, Address and Telephone Number of Person Authorized to Receive Notices and Communications)
June 9, 2020
(Date of Event Which Requires Filing of this Statement)
 
 

If the filing person has previously filed a statement on Schedule 13G to report the acquisition that is the subject of this Schedule 13D, and is filing this schedule because of §§ 240.13d-1(e), 240.13d-1(f) or 240.13d-1(g), check the following box. ☐
 
 Note: Schedules filed in paper format shall include a signed original and five copies of the schedule, including all exhibits. See Rule 13d-7 for other parties to whom copies are to be sent.
 


*
The remainder of this cover page shall be filled out for a reporting person’s initial filing on this form with respect to the subject class of securities, and for any subsequent amendment containing information which would alter disclosures provided in a prior cover page.

The information required on the remainder of this cover page shall not be deemed to be “filed” for the purpose of Section 18 of the Securities Exchange Act of 1934 (“Act”) or otherwise subject to the liabilities of that section of the Act but shall be subject to all other provisions of the Act (however, see the Notes).
 

 
 

     
CUSIP No. 80283M 101
 
 
 
             
  1 
 
NAME OF REPORTING PERSON
 
Banco Santander, S.A.
  2
 
CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP
(a)          (b)  
 
  3
 
SEC USE ONLY
 
  4
 
SOURCE OF FUNDS
 
WC
  5
 
CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEM 2(d) OR 2(e)
 
  6
 
CITIZENSHIP OR PLACE OF ORGANIZATION
 
Spain
NUMBER OF
SHARES
BENEFICIALLY
OWNED BY
EACH
REPORTING
PERSON
WITH
 
  
  7 
  
SOLE VOTING POWER
 
-0-
  
  8
  
SHARED VOTING POWER
 
245,593,555
  
  9
  
SOLE DISPOSITIVE POWER
 
-0-
  
10
  
SHARED DISPOSITIVE POWER
 
245,593,555
11
 
AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
 
245,593,555
12
 
CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES
 
13
 
PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
 
77.3%
14
 
TYPE OF REPORTING PERSON
 
CO



     
CUSIP No. 80283M 101
 
 
 
             
  1 
 
NAME OF REPORTING PERSON
 
Santander Holdings USA, Inc.
  2
 
CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP
(a)          (b)  
 
  3
 
SEC USE ONLY
 
  4
 
SOURCE OF FUNDS
 
AF
  5
 
CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEM 2(d) OR 2(e)
 
  6
 
CITIZENSHIP OR PLACE OF ORGANIZATION
 
Virginia
NUMBER OF
SHARES
BENEFICIALLY
OWNED BY
EACH
REPORTING
PERSON
WITH
 
  
  7 
  
SOLE VOTING POWER
 
-0-
  
  8
  
SHARED VOTING POWER
 
245,593,555
  
  9
  
SOLE DISPOSITIVE POWER
 
-0-
  
10
  
SHARED DISPOSITIVE POWER
 
245,593,555
11
 
AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
 
245,593,555
12
 
CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES
 
13
 
PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)
 
77.3%
14
 
TYPE OF REPORTING PERSON
 
CO



This Amendment No. 7 (“Amendment No. 7”) amends the Schedule 13D originally filed with the U.S. Securities and Exchange Commission (the “SEC”) by Banco Santander, S.A., a Spanish bank organized under the laws of the Kingdom of Spain (“Santander”), and Santander Holdings USA, Inc., a Virginia corporation and a wholly owned subsidiary of Santander (“SHUSA,” and together with Santander, the “Reporting Persons”), on November 17, 2017 as amended by Amendment No. 1 filed with the SEC by Santander and SHUSA on January 3, 2019, Amendment No. 2 filed with the SEC by Santander and SHUSA on May 24, 2019, Amendment No. 3 filed with the SEC by Santander and SHUSA on June 28, 2019, Amendment No. 4 filed with the SEC by Santander and SHUSA on July 18, 2019, Amendment No. 5 fi led with the SEC by Santander and SHUSA on October 15, 2019 and Amendment No. 6 filed with the SEC by Santander and SHUSA on March 6, 2020 (collectively, the “Initial Statement”).

The Reporting Persons have not engaged in any transactions in the shares of common stock, par value $0.01 per share (“Common Stock”), of Santander Consumer USA Holdings Inc. (“SC” or the “Issuer”), a Delaware corporation with its principal executive offices located at 1601 Elm St. Suite #800, Dallas, Texas 75201, since March 6, 2020, the date of Amendment No. 6. The changes in the Reporting Persons’ percentage interest and voting interest in the Issuer result solely from a Common Stock repurchase program undertaken by the Issuer, which resulted in a reduction in the total number of shares of outstanding Common Stock.
 
Item 1.
Security and Issuer

This Amendment No. 7 relates to the Common Stock.
 
Item 2.
Identity and Background

(a), (b), (c). The Reporting Persons are Santander and SHUSA.
Santander’s principal executive offices are located at Ciudad Grupo Santander, Avda. De Cantabria, s/n 28660, Boadilla del Monte (Madrid), Spain.
SHUSA, a wholly owned subsidiary of Santander, is the parent company of Santander Bank, National Association, a national banking association, and owns a majority interest of SC. At December 31, 2019, SHUSA had approximately 16,900 employees.
SHUSA’s principal executive offices are located at 75 State Street, Boston, Massachusetts 02109.
The name, business address, present principal occupation or employment and citizenship of each director and executive officer of each of Santander and SHUSA are set forth on Schedule A.
(d) and (e). Neither Santander or SHUSA nor any person identified in Item 2(a), (b) and (c) hereof has ever been convicted in a criminal proceeding (excluding traffic violations or similar misdemeanors) or has been a party to any civil proceeding of any judicial or administrative body that resulted in a judgment, decree or final order against such person enjoining him against future violations of, or prohibiting or mandating activities subject to, federal or state securities laws or finding any violation with respect to such laws.
(f). Please see Schedule A.



Item 3.
Source and Amount of Funds or Other Consideration

There are no changes to Item 3 from the Initial Statement.
 
Item 4.
Purpose of Transaction

There are no changes to Item 4 from the Initial Statement.
 
Item 5.
Interest in Securities of the Issuer

Item 5(a), (b) and (c) of the Initial Statement are hereby amended and restated as follows:
(a) The aggregate percentage of Common Stock reported as beneficially owned by each Reporting Person named herein is based upon 317,935,642 shares of Common Stock outstanding, which is the total number of shares of Common Stock outstanding as of June 9, 2020. SHUSA owns directly, in the aggregate, 245,593,555 shares of Common Stock. By virtue of its relationship with SHUSA discussed in further detail in Item 2, Santander may be deemed to beneficially own the Common Stock owned directly by SHUSA. As a result of recent repurchases of Common Stock by SC, these 245,593,555 shares represent approximately 77.3% of the outstanding shares of Common Stock as of June 9, 2020.
The following persons listed on Schedule A beneficially own the number of shares of Common Stock indicated: Stephen Alan Ferriss – 14,651 shares of Common Stock, and 5,207 currently exercisable options – Mr. Ferriss has the sole voting power and sole dispositive power in respect of the entirety of the number of shares of Common Stock; Edith Holiday – 10,158 shares of Common Stock – Ms. Holiday has the sole voting and dispositive power in respect of the number of shares of Common Stock; Juan Carlos Alvarez – 19,347 shares of Common Stock – Mr. Alvarez has the sole voting and dispositive power in respect of the number of shares of Common Stock; and Sandra Broderick – 45,624 shares of Common Stock – Ms. Broderick has the sole voting and dispositive power in respect of the number of shares of Common Stock.
(b) Each of SHUSA and Santander is deemed to have shared power to vote and dispose of the 245,593,555 shares of Common Stock owned directly by SHUSA.
(c) Except as set forth in Item 4, there were no transactions in the Common Stock effected by Santander, SHUSA or by any person identified in Item 2(a), (b) or (c) hereof during the 60 days preceding the date of this Amendment No. 7.
Except as set forth above, there are no changes to Item 5 from the Initial Statement.
 
Item 6.
Contracts, Arrangements, Understandings or Relationships With Respect to Securities of the Issuer

There are no changes to Item 6 from the Initial Statement.
 
Item 7.
Material to Be Filed as Exhibits

The following Exhibits are filed herewith:
Exhibit 99.1 Joint Filing Agreement by and among the Reporting Persons (incorporated by reference to Exhibit 99.1 to the Initial Statement).


Signature

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.
Dated: June 9, 2020
 
         
BANCO SANTANDER, S.A.
   
By:
 
/s/ Javier Illescas
 
 
Name:
 
Javier Illescas
 
 
Title:
 
Group Executive Vice President, Corporate Legal
 
SANTANDER HOLDINGS USA, INC.
   
By:
 
/s/ Gerard A. Chamberlain
 
 
Name:
 
Gerard A. Chamberlain
 
 < /div>
Title:
 
Senior Deputy General Counsel and Executive Vice President



SCHEDULE A

The name, business or residential address, title, present principal occupation or employment, and citizenship of each of the directors and executive officers of Santander and SHUSA are set forth below.

Santander
 
             
Name
  
Business or Residential Address
  
Present Principal Occupation or
Employment
  
Citizenship
 
Directors
       
Ana Patricia Botín-
Sanz de Sautuola y O’Shea
  
Banco Santander, S.A., Avda. Cantabria, s/n, Ciudad Grupo Santander, 28660, Boadilla del Monte (Madrid) – Spain
  
Executive Chairman of Banco Santander, S.A.
  
Spain
       
Belén Romana García
  
Banco Santander, S.A., Avda. Cantabria, s/n, Ciudad Grupo Santander, 28660, Boadilla del Monte (Madrid) – Spain
  
Non-Executive Director (independent) of Banco Santander, S.A. and Non-
Executive Director of Aviva Plc, London and of Aviva Italia Holding SpA; member of the advisory boards of GFI España and TribalData, member of the advisory board of the Rafael del Pino Foundation and co-chair of the Global Board of Trustees of the Digital Future Society
  
Spain
       
Bruce Neil Carnegie-Brown
  
Banco Santander, S.A., Avda. Cantabria, s/n, Ciudad Grupo Santander, 28660, Boadilla del Monte (Madrid) – Spain
  
Vice Chairman (non-executive independent director) and coordinator of non-executive directors (lead director) of Banco Santander, S.A.; Non-Executive Chairman of Lloyd’s of London, Cuvva Limited, Santander UK plc and Santander UK Group Holdings plc
  
United Kingdom
       
Álvaro Cardoso de Souza
  
Banco Santander, S.A., Avda. Cantabria, s/n, Ciudad Grupo Santander, 28660, Boadilla del Monte (Madrid) – Spain
  
Non-Executive Director of Banco Santander, S.A.; Non-Executive Chairman of Banco Santander (Brasil), S.A.
  
Portugal
       
Pamela Ann Walkden
 
Banco Santander, S.A., Avda. Cantabria, s/n, Ciudad Grupo Santander, 28660, Boadilla del Monte (Madrid) – Spain
 
Non-Executive Director (independent) of Banco Santander, S.A.; lay member of the Welfare and Ethics Committee of the Royal Veterinary College
 
United Kingdom


             
Esther Giménez-Salinas i Colomer
  
Banco Santander, S.A., Avda. Cantabria, s/n, Ciudad Grupo Santander, 28660, Boadilla del Monte (Madrid) – Spain
  
Non-Executive Director (independent) of Banco Santander, S.A.; Professor emeritus at Ramón Llull University; director of the Chair of Restorative and Social Justice at the Pere Tarrés Foundation; Special Chair of Restorative Justice Nelson Mandela of the National Human Rights Commission of Mexico; director of Aqu (quality assurance agency for the Catalan university system); member of the Bioethics Committee of the Government of Catalonia
  
Spain
       
Luis Isasi Fernández de Bobadilla
  
Banco Santander, S.A., Avda. Cantabria, s/n, Ciudad Grupo Santander, 28660, Boadilla del Monte (Madrid) – Spain
  
Non-Executive Director of Banco Santander, S.A.; Non-Executive Chairman of Santander España and Independent Director at Grifols, S.A.
  
Spain
       
Henrique de Castro
  
Banco Santander, S.A., Avda. Cantabria, s/n, Ciudad Grupo Santander, 28660, Boadilla del Monte (Madrid) – Spain
  
Non-Executive Director (independent) of Banco Santander, S.A.; Independent Director of Fiserv Inc. and Target Corporation
  
Po rtugal
       
Homaira Akbari
  
Banco Santander, S.A., Avda. Cantabria, s/n, Ciudad Grupo Santander, 28660, Boadilla del Monte (Madrid) – Spain
  
Non-Executive Director (independent) of Banco Santander, S.A.; Chief Executive Officer of AKnowledge Partners, LLC; Non-Executive Chairman of Workfusion Inc.; Non-Executive Director of Landstar System, Inc. and Independent Director of Temenos, AG
  
France and United
States of America
       
Sergio Rial
  
Banco Santander, S.A., Avda. Cantabria, s/n, Ciudad Grupo Santander, 28660, Boadilla del Monte (Madrid) – Spain
  
Executive Director of Banco Santander, S.A.; Chief Executive Officer and Vice Chairman of Banco Santander (Brazil), S.A.; Independent Director of Delta Airlines Inc. and Non-Executive Chairman of Ebury Partners Limited
  
Brazil




             
Francisco Javier Botín-
Sanz de Sautuola y O’Shea
  
Banco Santander, S.A., Avda. Cantabria, s/n, Ciudad Grupo Santander, 28660, Boadilla del Monte (Madrid) – Spain
  
Non-Executive Director of Banco Santander, S.A.; Executive Chairman of JB Capital Markets, Sociedad de Valores, S.A.U.; Chairman of the Botín Foundation and trustee of the Princess of Gerona Foundation
  
Spain
       
José Antonio Álvarez Álvarez
  
Banco Santander, S.A., Avda. Cantabria, s/n, Ciudad Grupo Santander, 28660, Boadilla del Monte (Madrid) – Spain
  
Vice Chairman and Chief Executive Officer of Banco Santander, S.A. and Non-Executive Director of Banco Santander (Brasil) S.A.
  
Spain
       
Rodrigo Echenique Gordillo
  
Banco Santander, S.A., Avda. Cantabria, s/n, Ciudad Grupo Santander, 28660, Boadilla del Monte (Madrid) – Spain
  
Non-Executive Director of Banco Santander, S.A.; Chairman of the Board of Trustees and Executive Committee of the Banco Santander Foundation and Non-Executive Director at Inditex, S.A.
  
Spain
       
Ramiro Mato García-Ansorena
  
Banco Santander, S.A., Avda. Cantabria, s/n, Ciudad Grupo Santander, 28660, Boadilla del Monte (Madrid) – Spain
  
Non-Executive Director (independent) of Banco Santander, S.A.
  
Spain
       
Sol Daurella Comadrán
  
Banco Santander, S.A., Avda. Cantabria, s/n, Ciudad Grupo Santander, 28660, Boadilla del Monte (Madrid) – Spain
  
Non-Executive Director (independent) of Banco Santander, S.A.; Executive Chairman of Olive Partners, S.A.; Non-Executive Chairman of Coca Cola European Partners, Plc and other positions at Cobega Group companies
  
Spain
 
Executive Officers (Who Are Not Directors)
       
Jaime Pérez Renovales
  
Banco Santander, S.A., Avda. Cantabria, s/n, Ciudad Grupo Santander, 28660, Boadilla del Monte (Madrid) – Spain
  
General Secretary and Secretary of the Board, Banco Santander, S.A.
  
Spain
       
Javier Maldonado Trinchant
  
Banco Santander, S.A., Avda. Cantabria, s/n, Ciudad Grupo Santander, 28660, Boadilla del Monte (Madrid) – Spain
  
Group Head of Costs, Banco Santander, S.A.
  
Spain
       
Jennifer Scardino
  
Banco Santander, S.A., Avda. Cantabria, s/n, Ciudad Grupo Santander, 28660, Boadilla del Monte (Madrid) – Spain
  
Head of Global Communications; Group Deputy Head of Communications, Corporate Marketing and Research, Banco Santander, S.A.
  
United Kingdom and United States of America


             
José Antonio García Cantera
  
Banco Santander, S.A., Avda. Cantabria, s/n, Ciudad Grupo Santander, 28660, Boadilla del Monte (Madrid) – Spain
  
Group Chief Financial Officer, Banco Santander, S.A.
  
Spain
       
José Francisco Doncel Razola
  
Banco Santander, S.A., Avda. Cantabria, s/n, Ciudad Grupo Santander, 28660, Boadilla del Monte (Madrid) – Spain
  
Group Head of Accounting and Financial Control, Banco Santander, S.A.
  
Spain
       
José Luis de Mora Gil-Gallardo
  
Banco Santander, S.A., Avda. Cantabria, s/n, Ciudad Grupo Santander, 28660, Boadilla del Monte (Madrid) – Spain
  
Group Head of Strategy, Corporate Development and of Consumer Finance, Banco Santander, S.A.
  
Spain
       
José Maria Linares Perou
  
Banco Santander, S.A., Avda. Cantabria, s/n, Ciudad Grupo Santander, 28660, Boadilla del Monte (Madrid) – Spain
  
Global Head of Corporate and Investment Banking, Banco Santander, S.A.
  
United Kingdom, Bolivia
       
José María Nus Badía
  
Banco Santander, S.A., Avda. Cantabria, s/n, Ciudad Grupo Santander, 28660, Boadilla del Monte (Madrid) – Spain
  
Risk adviser to Group Executive Chairman, Banco Santander, S.A.
  
Spain
       
Juan Guitard Marín
  
Ciudad Grupo Santander
Edificio Marisma, pl. 2
28660, Boadilla del Monte (Madrid) – Spain
  
Group Chief Audit Executive, Banco Santander, S.A.
  
Spain
       
Juan Manuel Cendoya Méndez de Vigo
  
Banco Santander, S.A., Avda. Cantabria, s/n, Ciudad Grupo Santander, 28660, Boadilla del Monte (Madrid) – Spain
  
Group Head of Communications, Corporate Marketing and Research, Banco Santander, S.A.
  
Spain
       
Keiran Foad
  
Banco Santander, S.A., Avda. Cantabria, s/n, Ciudad Grupo Santander, 28660, Boadilla del Monte (Madrid) – Spain
  
Group Chief Risk Officer, Banco Santander, S.A.
  
United Kingdom


             
Javier San Félix
  
Banco Santander, S.A., Avda. Cantabria, s/n, Ciudad Grupo Santander, 28660, Boadilla del Monte (Madrid) – Spain
  
Group Head of Global Santander Payments, Banco Santander, S.A.
  
Spain
       
Marjolein van Hellemondt-Gerdingh
  
Banco Santander, S.A., Avda. Cantabria, s/n, Ciudad Grupo Santander, 28660, Boadilla del Monte (Madrid) – Spain
  
Group Chief Compliance Officer
  
Netherlands
       
Mónica López-Monís Gallego
  
Banco Santander, S.A., Avda. Cantabria, s/n, Ciudad Grupo Santander, 28660, Boadilla del Monte (Madrid) – Spain
  
Head of Supervisory and Regulatory Relations, Banco Santander, S.A.
  
Spain
       
José Rami Aboukhair Hurtado
  
Santander España, Gran Vía de Hortaleza, N°3, Edificio Cantabria, 2aPlanta, 28033, Madrid – Spain
  
Country Head of Santander Spain
  
Spain
       
Victor Matarranz Sanz de Madrid
  
Banco Santander, S.A., Avda. Cantabria, s/n, Ciudad Grupo Santander, 28660, Boadilla del Monte (Madrid) – Spain
  
Global Head of Wealth Management and Insurance, Banco Santander, S.A.
  
Spain
       
Lindsey Tyler Argalas
  
Banco Santander, S.A., Avda. Cantabria, s/n, Ciudad Grupo Santander, 28660, Boadilla del Monte (Madrid) – Spain
  
Head of Santander Digital, Banco Santander, S.A.
  
United States of America
       
Dirk Marzluf
  
Banco Santander, S.A., Avda. Cantabria, s/n, Ciudad Grupo Santander, 28660, Boadilla del Monte (Madrid) – Spain
  
Group Head of Technology and Operations, Banco Santander, S.A.
  
Germany
 






SHUSA
 
Guy Moszkowski
             
Name
  
Business or Residential
Address
  
Present Principal Occupation
or
Employment
  
Citizenship
 
Directors
       
Ana Patricia Botín-
Sanz de Sautuola y O’Shea
  
Banco Santander, S.A., Avda. Cantabria, s/n, Ciudad Grupo Santander, 28660, Boadilla del Monte (Madrid) – Spain
 
  
Executive Chairman of Banco Santander, S.A.
  
Spain
Stephen Alan Ferriss
  
c/o Santander Holdings USA, Inc.
75 State Street
Boston, MA 02109
  
Retired
  
United States of America
       
Alan H. Fishman
  
c/o Santander Holdings USA, Inc.
75 State Street
Boston, MA 02109
  
Retired
  
United States of America
       
Thomas Stephen Johnson
  
c/o Santander Holdings USA, Inc.
75 State Street
Boston, MA 02109
  
Retired
  
United States of America
       
Juan Guitard Marín
  
Ciudad Grupo Santander
Edificio Marisma, pl.2
28660, Boadilla del Monte (Madrid), Spain
 
  
Group Chief Audit Executive, Banco Santander, S.A.
  
Spain
Hector Grisi
 
 
c/o Santander Holdings USA, Inc.
75 State Street
Boston, MA 02109
 
Executive President and Chief Executive Officer, Grupo Financiero Santander México, S.A.B. de C.V.
 
 
Mexico
Edith Holiday
 
 
c/o Santander Holdings USA, Inc.
75 State Street
Boston, MA 02109
 
 
Retired
 
United States of America
 
 
c/o Santander Holdings USA, Inc.
75 State Street
Boston, MA 02109
 
Retired
 
United States of America
           
Timothy Wennes
  
c/o Santander Holdings USA, Inc.
75 State Street
Boston, MA 02109
  
Chief Executive Officer and President, Santander Holdings USA, Inc., Santander Bank, N.A.
  
United States of America
       
Henri-Paul Rousseau
  
c/o Santander Holdings USA, Inc.
75 State Street
Boston, MA 02109
  
Visiting Professor, Paris School of Economics
  
Canada
       
Thomas Timothy Ryan, Jr.
  
c/o Santander Holdings USA, Inc.
75 State Street
Boston, MA 02109
  
Non-Executive Chairman, Santander Holdings USA, Inc. and Santander Bank, N.A.
  
United States of America
       
Javier Maldonado Trinchant
  
Banco Santander, S.A., Avda. Cantabria, s/n, Ciudad Grupo Santander, 28660, Boadilla del Monte (Madrid) – Spain
  
Group Head of Costs, Banco Santander, S.A.
  
Spain


             
Executive Officers (Who Are Not Directors)
       
             
       
Juan Carlos Alvarez
  
c/o Santander Holdings USA, Inc.
75 State Street
Boston, MA 02109

  
Chief Financial Officer, Santander Holdings USA, Inc. and Santander Bank, N.A.
 
  
Spain
Sandra Broderick
 
 
c/o Santander Holdings USA, Inc.
75 State Street
Boston, MA 02109
 
 
Head of US Operations, Santander Holdings USA, Inc. and Santander Consumer USA Holdings Inc.
 
 
United States of America
 
Daniel Budington
 
 
c/o Santander Holdings USA, Inc.
75 State Street
Boston, MA 02109
 
 
Chief Strategy Officer, Santander Holdings USA, Inc. and Santander Bank, N.A.
 
United States of America
 
Sarah Drwal
 
c/o Santander Holdings USA, Inc.
75 State Street
Boston, MA 02109
 
Chief Risk Officer, Santander Holdings USA, Inc. and Santander Bank, N.A.
 
United States of America
 
           
Daniel Griffiths
  
c/o Santander Holdings USA, Inc.
75 State Street
Boston, MA 02109
  
Chief Technology Officer, Santander Holdings USA, Inc. and Santander Bank, N.A.
  
United States of America
       
Michael Lipsitz
  
c/o Santander Holdings USA, Inc.
75 State Street
Boston, MA 02109
  
Senior Executive Vice President, Santander Holdings USA, Inc. and Santander Bank, N.A.
  
United States of America
       
William Wolf
  
c/o Santander Holdings USA, Inc.
75 State Street
Boston, MA 02109
  
Chief Human Resources Officer, Santander Holdings USA, Inc. and Santander Bank, N.A.
 
  
United States of America
Brian Yoshida
  
c/o Santander Holdings USA, Inc.
75 State Street
Boston, MA 02109
  
Chief Legal Officer, Santander Holdings USA, Inc. and Santander Bank, N.A.
  
United States of America