Sec Form 4 Filing - Steigerwalt Eric T @ Brighthouse Financial, Inc. - 2025-02-28

FORM 4 Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(h) of the Investment Company Act of 1940

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1. Name and Address of Reporting Person Steigerwalt Eric T 2. Issuer Name and Ticker or Trading Symbol Brighthouse Financial, Inc. [ BHF] 5. Relationship of Reporting Person(s) to Issuer (Check all applicable) X __ Director _____ 10% Owner X __ Officer (give title below) _____ Other (specify below) President and CEO (Last) (First) (Middle) 11225 N COMMUNITY HOUSE RD 3. Date of Earliest Transaction (MM/DD/YY) 02/28/2025 (Street) CHARLOTTE, NC28277 4. If Amendment, Date Original Filed (MM/DD/YY) 6. Individual or Joint/Group Filing (Check Applicable Line) __ X __ Form filed by One Reporting Person _____ Form filed by More than One Reporting Person (City) (State) (Zip)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned 1.Title of Security (Instr. 3) 2. Transaction Date (MM/DD/YY) 2A. Deemed Execution Date, if any (MM/DD/YY) 3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4) Code V Amount (A) or (D) Price Common Stock 02/28/2025 A 71,659 ( 1 ) A $ 0 342,731 D Common Stock 02/28/2025 F 31,315 ( 2 ) D $ 59.31 311,416 D Common Stock 03/01/2025 M 36,983 ( 3 ) A 348,399 D Common Stock 03/01/2025 F 16,163 ( 5 ) D $ 59.31 332,236 D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned ( e.g. , puts, calls, warrants, options, convertible securities) 1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (MM/DD/YY) 3A. Deemed Execution Date, if any (MM/DD/YY) 4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4, and 5) 6. Date Exercisable and Expiration Date (MM/DD/YY) 7. Title and Amount of Underlying Securities (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of Derivative Securities Beneficially Owned Following Reported T ransaction(s) (Instr. 4) 10. Ownership Form of Derivative Security: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4) Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares Restricted Stock Units ( 4 ) 03/01/2025 M 12,484 ( 6 ) ( 6 ) Common Stock 12,484 $ 0 0 D Restricted Stock Units ( 4 ) 03/01/2025 M 10,282 ( 7 ) ( 7 ) Common Stock 10,282 $ 0 10,283 D Restricted Stock Units ( 4 ) 03/01/2025 M 14,217 ( 8 ) ( 8 ) Common Stock 14,217 $ 0 28,433 D Restricted Stock Units ( 4 ) 03/01/2025 A 33,194 ( 9 ) ( 9 ) Common Stock 33,194 $ 0 33,194 D

Reporting Owners Reporting Owner Name / Address Relationships Director 10% Owner Officer Other Steigerwalt Eric T 11225 N COMMUNITY HOUSE RD CHARLOTTE, NC28277 X President and CEO Signatures /s/ Jacob M. Jenkelowitz, Attorney-in-Fact, on behalf of Eric T. Steigerwalt 03/03/2025 Signature of Reporting Person Date

Explanation of Responses:

( 1 )Shares earned under the 2022 Performance Share Unit ("PSU") award based on the achievement of performance goals over the 2022-2024 performance period. ( 2 )Shares withheld to cover tax obligations in connection with the vesting of PSUs. ( 3 )Payout of shares upon vesting of tranches of Restricted Stock Units ("RSUs") granted in March 2022, March 2023 and March 2024. ( 4 )Each RSU represents the contingent right to receive one share of Brighthouse Financial, Inc. common stock. ( 5 )Shares withheld to cover tax obligations in connection with the vesting of RSUs. ( 6 )Represents the final vesting of tranche of the 2022 RSU award. ( 7 )Represents the vesting of the second of three tranches of the 2023 RSU award. The remaining tranche will vest on the first day in March 2026. ( 8 )Represents the vesting of the first of three tranches of the 2024 RSU award. The remaining tranches will vest in substantially equal installments on the first day in March 2026 and March 2027. ( 9 )RSUs awarded in 2025 will vest in three substantially equal installments on the first day in March 2026, March 2027 and March 2028.

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.

* If the form is filed by more than one reporting person, see Instruction 4(b)(v).

** Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).

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